Dubai Property Calculators
26 free calculators covering every Dubai property decision — buying, investing, renting, selling, refinancing, area comparison, Golden Visa eligibility, and more. Each runs entirely in your browser; nothing leaves your device.
Buy a property
Tools for prospective Dubai property buyers — financing, fees, affordability.
Mortgage Calculator
EMI + true monthly cost (DLD, agent, service charges, insurance). Fixed-then-variable rate, prepayment simulator, amortization schedule with CSV download.
Affordability Calculator
Salary → maximum property price using UAE Central Bank DBR rules. Reverse-engineered from EMI capacity.
Property Buying Cost Calculator
Total cash needed at handover — every line item from DLD 4% to NOC fees.
Cash vs Mortgage Calculator
Compare paying cash vs financing — captures leverage benefit + opportunity cost.
Off-Plan Payment Plan Calculator
Visualise 60/40, 50/50, 70/30, post-handover schedules milestone-by-milestone.
Golden Visa Eligibility
10-year + 2-year visa eligibility based on property equity and salary.
Invest in a property
For investors evaluating rental returns and total return scenarios.
Property Investment Calculator
Hero tool — IRR + year-by-year cash flow + equity build + exit proceeds.
Rental Yield Calculator
Gross + net + cash-on-cash returns with operating expense breakdown.
Cap Rate Calculator
Capitalisation rate (NOI ÷ price) — the unleveraged benchmark return.
Cash Flow Calculator
Monthly net cash flow with break-even rent calculation.
IRR Calculator
Internal Rate of Return for any cash flow + exit scenario.
Property Appreciation Calculator
Future value with bear/base/bull scenarios over 1-30 years.
Airbnb / Short-let Calculator
Short-term rental yield with DTCM licence, cleaning, and operator fees.
Vacancy Impact Calculator
Yield impact at 0-20% vacancy rates side-by-side.
Service Charge Calculator
AED/sqft → annual cost + yield-impact sensitivity table.
Buy vs rent decision
Compare the total cost of buying vs renting over your holding period.
Sell a property
For owners selling — net proceeds and refinance decisions.
Renting & living costs
For tenants — rental setup, splits, RERA protections, and total cost of living.
Rental Setup Cost Calculator
Total cash to sign a lease — first cheque, deposits, agent, DEWA, Ejari.
RERA Rent Increase Calculator
Decree 43 of 2013 caps — maximum legal increase based on RERA Index.
Room Rent Split Calculator
Fair size + en-suite weighted split for roommates.
Cost of Living Calculator
Monthly budget for singles, couples, and families with quick profiles.
Relocation Cost Calculator
Full Dubai moving budget — flights, shipping, visa, deposits, furnishings.
Market data & landlord ops
Comparative market data and operational tools for landlords.
About these calculators
Every calculator here uses Dubai-specific rules — DLD 4% transfer fee, RERA Decree 43 rent caps, UAE Central Bank DBR limits, mortgage early-settlement caps, Golden Visa thresholds. Where regulations vary by year, the values reflect 2026 rules.
All calculations run client-side in your browser — no data leaves your device. The calculators are free to use without registration. WhatsApp CTAs are optional and pre-fill with your inputs so you can move quickly from "I'm researching" to "I'm ready to act."